Our Roots are Firmly Planted Here.
SAVE THE DATE: SPRINGS VALLEY'S 2023 AG EVENT IS WEDNESDAY, DECEMBER 6, 2023!!!
Springs Valley is committed to working with our customers and supporting the economic strength of our communities. Our commitment to farming and rural communities goes back generations. After all, we’ve been here since 1902, providing financial insight and support to farm operators and agriculture related businesses. If you operate in the agricultural industry and need to speak to someone who understands your needs, give us a call today.
FARM REAL ESTATE LOANS
Finance purchases, improvements, or refinancing existing debt; Various repayment schedules are available; Competitive and flexible loan to values.
FARM EQUIPMENT LOANS
Finance new, used, or refinance existing equipment debt; Fixed or variable rate equipment loans; Flexible terms to match your needs.
FARM OPERATING LOANS
Finance all types of farm operating expenses; Online banking allows easy access to funds; Prime - indexed loans.
FARM SERVICE AGENCY (FSA) GUARANTEED LOANS
The Farm Service Agency's farm loan program offers a number of resources for individuals to obtain financing when their needs do not meet contemporary loan requirements. FSA guaranteed loans are available for annual operating expenses, equipment and livestock purchases, and farm ownership. Our experienced lending professionals will work with you and the local FSA staff to help you obtain the financial resources you desire.
SMALL BUSINESS ADMINSTRATION (SBA) AND US DEPARTMENT OF AGRICULTURE (USDA)
SBA and USDA loans provide financing for almost any business purpose, including real estate purchase, business acquisition or startup, equipment, inventory, and competitor and partner buyouts. Benefits of these loans include lower down payments and longer repayment terms than conventional bank loans, enabling small businesses to keep their cash flow for operational expenses and spend less on debt repayment.
Meet our Team