Business Checking
At Springs Valley Bank & Trust, we offer a wide variety of business products and cash management services to fit your business banking needs. Our accounts ensure ease and convenience, just for you. Get started today!
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Checking Account Comparison Chart
| Products | FREE Business Checking | *Business Interest Checking |
Business Analysis Checking
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|---|
| Interest Earned |
No |
Yes |
No |
| Minimum to Open Account |
$50.00 |
$50.00 |
$50.00 |
| Items Allowed |
1,000 |
1,000 |
Earnings Credit Allowance on deposit balances may offset fees |
| Monthly Service Charge |
None |
$10.00 |
$12.00 monthly service charge and only $0.12 per transaction item |
| Balance to Avoid Service Charge |
None |
$1,500.00 |
Based on Earnings Credit |
*Not for Profits and Sole Proprietors
Features
All of our business checking accounts include these features:
- FREE Instant Issue Visa® Business Debit Card
- FREE Business Online Banking
- FREE Business Mobile Banking
- FREE eStatements with online check images
- eDeposit
- Cash Management
- Chance to Win
- Buy back of your unused checks and debit cards from another financial institution
- Zelle®
- Visa® Business Credit Card
- Merchant Services
- Check Resultz
- Night Drop Box
- Combined Statements
- Zero Balance Account
- Insured Cash Sweep
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Account Details
for all Checking Accounts
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Free Business Checking
Perfect for most businesses!
Terms
| Features | Details |
|---|
| Interest Earned |
No |
| Minimum to Open Account |
$50.00 |
| Monthly Service Charge |
None |
Benefits
- FREE Instant Issue ATM/Debit Card
- FREE Business Online Banking
- FREE Business Bill Pay
- Mobiliti ™ with CardValet®
- Apple Pay®
- eDeposit (Merchant Capture)
- Cash Management
|
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Business Interest Checking
Designed for sole proprietorships and not-for-profits.
Terms
| Features | Details |
|---|
| Interest Earned |
Yes |
| Minimum to Open Account |
$50.00 |
| Monthly Service Charge |
Only $1,500.00 minimum balance to avoid a low monthly fee of $10.00 |
Benefits
- FREE Instant Issue ATM/Debit Card
- FREE Business Online Banking
- FREE Business Bill Pay
- Mobiliti ™ with CardValet®
- Apple Pay®
- eDeposit (Merchant Capture)
- Cash Management
|
|
Business Analysis Checking
For businesses with more complex banking needs.
Terms
| Features | Details |
|---|
| Interest Earned |
Earnings Credit to Offset Service Charge |
| Minimum to Open Account |
$50.00 |
| Monthly Service Charge |
Only $12.00 monthly service charge |
| Items Allowed |
Based on Earnings Credit |
| Price Per Item |
$0.12 |
Benefits
- FREE Instant Issue ATM/Debit Card
- FREE Business Online Banking
- FREE Business Bill Pay
- Mobiliti ™ with CardValet®
- Apple Pay®
- eDeposit (Merchant Capture)
- Cash Management
|
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Springs Valley is celebrating our 120th Year with an 18 Month CD Special!
1.20% Annual Percentage Yield*
Stop by any Springs Valley Banking Center or give us a call at 800.843.4947 for more information!
*The Annual Percentage Yield (APY) is accurate as of 04/01/2022 and is subject to change without notice at any time. $5,000.00 minimum deposit required. Penalty for early withdrawal. Penalties apply for early closing before maturity date. Fees may reduce earnings. Other terms and conditions may apply. Interest will be credited into this account annually, or into your Springs Valley deposit account annually. Call 800.843.4947 to determine if any of this information has changed.
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